Mortgage: A house is probably one of the single largest purchases you'll make in your lifetime. That's why you need to shop wisely, both for the home…and the mortgage. Depending on your personal needs, you may select a mortgage with a fixed or variable rate. The mortgage product type you select will most likely affect your interest rate and payment schedule, in addition to your loan term. Visit LendingTree now to request a mortgage loan and have lenders competing for you. Remember, When Banks Compete, You Win.

Refinance: Considering refinancing your mortgage? As a general rule of thumb, refinancing may be worthwhile if your current mortgage rate is at least two points higher than the prevailing market rate. There are other considerations, too, such as how long you plan to stay in the house. Most sources say that it takes at least three years to fully realize the savings from a lower interest rate, given the costs of refinancing. Visit LendingTree now to request a refinance and have lenders competing for you. Remember, When Banks Compete, You Win.